When you suspect there's mold in your home, it's stressful, and not just because of the damage mold can cause. You might worry that mold inspection and remediation isn't covered by insurance, but there's a chance it is. In either case, it's worth it to get your mold problem inspected and taken care of.

How do you know if there's even mold in your home at all?

There are some telltale signs you need a mold inspection.

• Your house smells like mold. If you have a large mold infestation, you might smell it before you see it.
• You can see mold. If you see any visible mold, you can be sure it's spread to places you can't see, like behind walls and cabinets, or under carpets.
• Your eyes, throat and lungs are irritated for no clear reason. Mold can cause allergy-like symptoms if you inhale large amounts of mold spores. 

An air quality test can pinpoint any problems with your air quality and help professionals guide you on the best way to deal with them.

What Does My Insurance Cover?

Everyone's policy is different, so make sure to check yours to be sure of what your insurance will cover. But in some cases, homeowners' insurance covers mold remediation. The cause of the mold can be important in determining coverage. For example, if the mold damage was the result of another incident in your home covered by insurance, you may be able to make a claim.

Your insurance company can tell you exactly which causes of mold damage are covered. Mold will slowly become a worse problem, and by covering mold removal and remediation, insurers can save themselves money in the long run.

When Should I Hire a Professional?

Regardless of your insurance coverage, it's best to deal with a mold problem right away. Mold can spread easily and cause lots of damage if left untreated. A professional mold inspector and remediator can help you find problems early and deal with them completely, so the mold doesn't return. A mold inspection and remediation professional will:

• Use special equipment to find hidden mold and water damage that can lead to mold
• Send mold spores to a third-party lab for testing, so you know what kind of mold you have in your home
• Fix the mold's cause and carefully treat and remove moldy areas, so the mold won't return.

With a professional, you'll be able to rest easy when they've found and treated your entire mold problem.

BioClean Can Help

At BioClean, we are mold inspection and remediation experts, and are happy to work with all insurance companies and adjusters. Even better, our mold inspections are free. Contact us today!